Insurers stress the importance of motor insurance applicants providing accurate information especially with respect to who is the main driver of an insured vehicle.

Motor Insurers’ Bureau and Aviva describe fronting as the act of parents insuring their child’s car in their own name to significantly lower the cost. The organisations are quick to emphasise that it is actually illegal to do this.

Ashton West of MIB stated: “There is a lot of confusion amongst drivers about the importance of giving accurate information about the main driver to an insurer.” With as many as 70% of those polled unaware of the problems associated with fronting this appears to be true.

Stark Wayne contributes content to the comparechecker blog. He is particularly interested in ecommerce and its application in the insurance sector. See other posts by him on the blog at comparechecker.com